You won't need to worry about your calculating skills when you use a budget template-focus your energy on saving and let a template do the rest.With easy-to-use templates, you'll save time and money year-round by creating beautiful custom cards. Browse budget templates made for a range of uses, from regular monthly budgets to budgets focused on weddings, college, or saving for a home. By visualizing your expenses and financial goals, you'll be able to see exactly where your money goes. Whether you're managing the office budget of a small business or need to track your personal expenses, using a template makes it easier to stay organized. Monitor all of your home or business expenses accurately and decide what areas of your budget can be better managed. Simplify your monthly or weekly budgeting by using a free, customizable budget template. It should also be noted that if your NET Income and Projected End Balance are displayed in red, it means there’s a shortage in your budget.Reaching your financial goals takes careful planning and saving-using the right tools is the first step to budgeting effectively. If section for balance in account is left blank, the projected end balance field should display the same data as that of the NET Income. Projected End Balance - displays the sum between the balance in your account (if there’s any) and NET Income.NET Income – displays the difference between your total income (actual amount) and total expenses (actual amount).You can choose to enter this information or not. Balance in Account - refers to the money you currently have in your account on top of your income.Total Expenses – displays your overall expenses.Total Income – displays your total income.The summary for your expense budget should be displayed at the topmost part of this template. If you want to look at the total expenses, it’s highlighted at the uppermost and lowermost parts of the template. Total Expenses - displays the overall expenses.Total - displays the initial total amount of each expense area.It should be noted that if the difference amount is displayed in red, it means there’s a shortage in your budget. Difference - displays the difference between the estimated budget and actual amount.Upon entry of figures under the estimated budget and actual amount columns, the following sections should autogenerate calculations: You can also edit the list of expenses featured in this template to suit your needs. Each expense area has a sample list of expenses, so just enter the estimated budget and actual amount of expenses that are applicable to you.Īreas/sections you don’t need can either be left blank or deleted. In every expense listed, its estimated budget and actual amount should also be entered on the same row. Make sure to enter the amount under the actual column.Įnter each expense estimated budget and actual amount. Example: if your salary/wage is your source of income, enter that amount on the same row as salary/wage. To use this excel budget template, refer to the instructions provided below: Instructions in using the Budget Template:Įnter the amount of your income under the category that’s applicable to you. You can delete/add rows as well as edit any of the labels/headings featured to suit your needs. This budget worksheet is free to use and can be customized easily. Moreover, a section for the total expenses is highlighted at the lowermost part of this template to give you details on how much you are spending during a certain period. For the expenses, it’s classified into the following expense areas – home, transportation, daily living, entertainment, health, and vacation/holiday. A separate table is provided underneath that to cover columns for estimated budget, actual amount, difference, source of income, savings, and expenses. The uppermost part features sections for the total income, total expenses, balance in account, NET Income, and projected end balance. To complete this template for household budget, just fill out the sections applicable to you. You can save time while tracking your expenses. It’s also designed with formulas, so you don’t need to do the calculations yourself. The worksheet will total your numbers at the. Thus, you can always check how much you earn, spend, and save during a certain period. Use this worksheet to create a budget and check how you’re doing each month compared with your budget goal. Aside from your expenses, your income and savings are also recorded in this template. This household budget covers various information to give you comprehensive details on your expenses. It helps you spend your money more carefully and manage your finances more effectively. The household budget template in excel is a great tool use to help track your expenses, be it on a biweekly or monthly basis.
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